Harrison Gray realized years ago that tomboy Charlotte Andrews didn't need—or want—to be looked after. But he can't keep silent when he learns about the rogue Charlie intends to marry. When he tries to reason with her, a terrible storm leaves him the one in need. Charlie agrees to help—and starts to wonder if a little looking after is just what she needs.

Evelyn Wisely has a heart for the orphans of Teaville. She works daily to help get children out of the town's red-light district, but she longs to help the women there as well. Intrigued by Evelyn, David Kingsman lends his support to her cause. Though they begin work with the best of intentions, complications arise.